AVGS · STARTUP GUIDANCE
Business plan for Jobcenter
Explain your business so another person can understand both the offer and the numbers. Use the current documents requested by your own Jobcenter.
THE SHORT ANSWER
Check whether an EKS income estimate or further forms are required. A business plan does not replace those forms.Explain the business
Describe customers, pricing, experience, marketing and necessary permissions.
Justify the numbers
Explain the basis for sales and expenses; separate private and business costs.
Check the requested forms
Check whether an EKS income estimate or further forms are required. A business plan does not replace those forms.
Worked example: revenue is not your disposable income
Sample calculation — fictional assumptions, not a client case.
Assumptions
Consider a simplified month without VAT: 40 paid jobs at €60 each, variable costs of €12 per job and a further €900 in fixed business costs. For comparison, calculate only 20 paid jobs. These are freely chosen example assumptions, not recommended prices or workload levels for your business.
Calculation
With 40 jobs: 40 × €60 = €2,400 revenue. 40 × €12 = €480 variable costs. After a further €900 in fixed business costs, an operating surplus of €1,020 remains.
With 20 jobs: 20 × €60 = €1,200 revenue. 20 × €12 = €240 variable costs. With the same €900 in fixed business costs, an operating surplus of €60 remains.
What it means
This surplus is not yet your freely disposable personal income. Personal taxes, health insurance, living expenses and other payment obligations are not fully covered in this example. Fewer jobs substantially change the result while fixed costs stay the same. A calculation alone does not establish demand, business viability or eligibility for funding.
What to check for your own business
- How will you win the planned jobs, and what evidence supports your demand assumption?
- Does your available working time cover these jobs and your other business tasks?
- Which personal expenses and other payment obligations must you also consider?
- When will money actually come in and go out, and will your reserve cover a slower start?
Prepare your own assumptions with the revenue and pricing calculator. This tool does not replace a complete financial plan.